Have you ever used one of those online mortgage calculators and thought “I can easily afford a £300,000 mortgage!” only to realize later that your dream home is still out of reach? You’re not alone! A lot of these sites are simply to try and hook you into using their services.
At Look After My Mortgage, we are a team of brokers / mortgage advisors based in Lincolnshire, we want you to feel confident that your new home really is affordable. Our experienced brokers take a careful look at your incomings and outgoings to determine exactly what you can realistically afford.
Rather than focus solely on your salary, we consider your entire financial situation – regular bills, debts, essential spending, even that bi-annual trip to Alton Towers. We’ll work with you to understand your lifestyle and spending habits. This prevents any nasty surprises down the line.
Our custom affordability calculations are based on your personal circumstances, not just an online calculator. And we account for rising interest rates – our checks assume a minimum rate of 5.25%, even if you choose a fixed rate mortgage with lower initial payments.
Buying a home is an exciting chapter! But overstretching your budget can turn the dream into a nightmare. At Look After My Mortgage, we make sure your mortgage payments fit comfortably within your means. Just say the word, and we’ll help make your homeownership ambitions a reality without the hidden headaches.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
